Did you know that as an AFDA member you've covered by the AFDA's member compassionate fund?
The Australian Flying Disc Association, the peak body for Ultimate in Australia (they do bunch of stuff with Disc Golf and some of the other individual events too) provides two kinds of insurancy-type things for members. One is public liability insurance in case that game of "who can throw the highest" you were playing on a runway at Canberra Airport goes horribly wrong*. The other is a member compassionate fund that helps out players who have encountered financial hardship paying for frisbee related injury bills. So if you're a poor student or a lowly APS 1 or whatever and you need your face reconstructed after a you let the slightly overenthusiastic new guy on your league team pull the AFDA can, at its discretion, help you out with some of your medical costs.
Of course, the absolute worst person in the whole world to rely on for this kind of official important information is me, so check the details out for yourselves here. I can only guarantee that everything I've written in this post will be wrong in some way.
One really important thing is that all of the people involved in the claims process (and there are a couple) want you to contact them within 30 days of getting injured, so if you tear and ACL or badly break an ankle or accidentally set yourself on fire at the end-of-season BBQ use your new enforced down time to fill in their forms and send them off.
Oh - and by the way, AFDA membership lasts for 12 months after your last fee-paying event. You pay a few cents to the AFDA each night of league or every tournament you attend so you're membership is probably current from the last league game you played (unless you're scamming your way in and paying for free - in which case Anthony Perry is permitted by law to drive over you in a snow-plow).
* Actually, that might not be covered because it's unlikely to be an official ACT Ultimate Association sanctioned event. It's also a bad idea. Everybody knows that Leon Smith throws the highest.
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